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  <xs:element id="amal_ConsumerSolarMember" abstract="true" name="ConsumerSolarMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="amal_CommercialTraditionalSecuritiesMember" abstract="true" name="CommercialTraditionalSecuritiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="amal_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAggregateIntrinsicValueAbstract" abstract="true" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAggregateIntrinsicValueAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="amal_StockIssuedDuringPeriodValueRestrictedStockAwardNetOfRepurchases" abstract="false" name="StockIssuedDuringPeriodValueRestrictedStockAwardNetOfRepurchases" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amal_DepositsBrokeredCD" abstract="false" name="DepositsBrokeredCD" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amal_DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterestTax" abstract="false" name="DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterestTax" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amal_AOCIAccumulatedGainLossDebtSecuritiesAvailableForSaleAndDebtSecuritiesHeldToMaturityTransferredParentMember" abstract="true" name="AOCIAccumulatedGainLossDebtSecuritiesAvailableForSaleAndDebtSecuritiesHeldToMaturityTransferredParentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="amal_GrantDateFairValueTwoMember" abstract="true" name="GrantDateFairValueTwoMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="amal_AccretionAmortizationOfDiscountsPremiumsAndDeferredCostsOnSubordinatedDebt" abstract="false" name="AccretionAmortizationOfDiscountsPremiumsAndDeferredCostsOnSubordinatedDebt" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amal_PropertyAssessedCleanEnergyAssessmentSecuritiesCommercialMember" abstract="true" name="PropertyAssessedCleanEnergyAssessmentSecuritiesCommercialMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="amal_NonInterestIncomeEquityMethodInvestments" abstract="false" name="NonInterestIncomeEquityMethodInvestments" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amal_ExcludingMortgageBackedSecuritiesMember" abstract="true" name="ExcludingMortgageBackedSecuritiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="amal_WeightedAverageRateDomesticDepositTotalDeposits" abstract="false" name="WeightedAverageRateDomesticDepositTotalDeposits" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="amal_PurchaseObligationAmountFulfilled" abstract="false" name="PurchaseObligationAmountFulfilled" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amal_RestrictedStockUnitsRSUsAndPerformanceSharesMember" abstract="true" name="RestrictedStockUnitsRSUsAndPerformanceSharesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="amal_GrantDateFairValueAxis" abstract="true" name="GrantDateFairValueAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="amal_PropertyAssessedCleanEnergyAssessmentSecuritiesMember" abstract="true" name="PropertyAssessedCleanEnergyAssessmentSecuritiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="amal_FinancingReceivableExcludingAccruedInterestModifiedInPeriod" abstract="false" name="FinancingReceivableExcludingAccruedInterestModifiedInPeriod" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amal_ShareBasedCompensationArrangementByShareBasedPaymentAwardMaximumPurchaseValueDuringYearPerEmployee" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardMaximumPurchaseValueDuringYearPerEmployee" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amal_StockIssuedDuringPeriodSharesRestrictedStockAwardNetOfRepurchases" abstract="false" name="StockIssuedDuringPeriodSharesRestrictedStockAwardNetOfRepurchases" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="amal_GrantDateFairValueDomain" abstract="true" name="GrantDateFairValueDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="amal_AccruedInterestReceivableFairValueDisclosure" abstract="false" name="AccruedInterestReceivableFairValueDisclosure" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amal_TraditionalSecuritiesIssuedByUSGovernmentSponsoredEntitiesAndCollateralizedMortgageObligationsMember" abstract="true" name="TraditionalSecuritiesIssuedByUSGovernmentSponsoredEntitiesAndCollateralizedMortgageObligationsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="amal_AOCIAccumulatedGainLossDebtSecuritiesHeldToMaturityTransferredParentMember" abstract="true" name="AOCIAccumulatedGainLossDebtSecuritiesHeldToMaturityTransferredParentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="amal_IndividuallyAnalyzedFinancingReceivableFairValueDisclosure" abstract="false" name="IndividuallyAnalyzedFinancingReceivableFairValueDisclosure" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amal_EquityInvestmentsTaxCreditInvestment" abstract="false" name="EquityInvestmentsTaxCreditInvestment" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amal_GrantDateFairValueOneMember" abstract="true" name="GrantDateFairValueOneMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="amal_InterestRateSwapAndInterestRateFloorMember" abstract="true" name="InterestRateSwapAndInterestRateFloorMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="amal_TraditionalSecuritiesAbstract" abstract="true" name="TraditionalSecuritiesAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="amal_PaymentsForRepurchaseOfEquityShareBasedPaymentArrangement" abstract="false" name="PaymentsForRepurchaseOfEquityShareBasedPaymentArrangement" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amal_PropertyAssessedCleanEnergyCommitmentsMember" abstract="true" name="PropertyAssessedCleanEnergyCommitmentsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="amal_DepositsStateAndMunicipal" abstract="false" name="DepositsStateAndMunicipal" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amal_AOCIAccumulatedGainLossCashFlowHedgeRealizedGainLossMember" abstract="true" name="AOCIAccumulatedGainLossCashFlowHedgeRealizedGainLossMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="amal_FiniteLivedIntangibleAssetExpectedAmortizationAfterYearFour" abstract="false" name="FiniteLivedIntangibleAssetExpectedAmortizationAfterYearFour" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amal_TraditionalSecuritiesAndCollateralizedMortgageObligationsMember" abstract="true" name="TraditionalSecuritiesAndCollateralizedMortgageObligationsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="amal_ShareBasedCompensationArrangementByShareBasedPaymentAwardRestrictionPeriod" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardRestrictionPeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="amal_IncreaseDecreaseInCashSurrenderValueOfBankOwnedLifeInsurance" abstract="false" name="IncreaseDecreaseInCashSurrenderValueOfBankOwnedLifeInsurance" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amal_RetailPortfolioSegmentMember" abstract="true" name="RetailPortfolioSegmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="amal_LesseeOperatingLeaseLiabilityToBePaidAfterYearFour" abstract="false" name="LesseeOperatingLeaseLiabilityToBePaidAfterYearFour" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amal_TaxCreditInvestmentsCommitment" abstract="false" name="TaxCreditInvestmentsCommitment" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amal_TimeDepositMaturitiesAfterYearFour" abstract="false" name="TimeDepositMaturitiesAfterYearFour" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amal_CommercialAndIndustrialMember" abstract="true" name="CommercialAndIndustrialMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="amal_MeasurementInputConditionalPrepaymentRateMember" abstract="true" name="MeasurementInputConditionalPrepaymentRateMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="amal_AOCIAccumulatedGainLossDebtSecuritiesRealizedGainLossOnSaleMember" abstract="true" name="AOCIAccumulatedGainLossDebtSecuritiesRealizedGainLossOnSaleMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="amal_GainLossOnRedemptionOfBankOwnedLifeInsurance" abstract="false" name="GainLossOnRedemptionOfBankOwnedLifeInsurance" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amal_ConsumerAndOtherMember" abstract="true" name="ConsumerAndOtherMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="amal_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingFairValue" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingFairValue" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amal_OffBalanceSheetCreditLossLiabilityTax" abstract="false" name="OffBalanceSheetCreditLossLiabilityTax" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amal_FixedToFloatingRateNotesMember" abstract="true" name="FixedToFloatingRateNotesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="amal_AllowanceForCreditLossExcludingAccruedInterest" abstract="false" name="AllowanceForCreditLossExcludingAccruedInterest" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amal_ServiceChargesAndFeeIncomeOnDepositAccounts" abstract="false" name="ServiceChargesAndFeeIncomeOnDepositAccounts" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amal_EmployeesAndDirectorsMember" abstract="true" name="EmployeesAndDirectorsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="amal_ProceedsFromPaymentsToEquityMethodInvestments" abstract="false" name="ProceedsFromPaymentsToEquityMethodInvestments" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amal_FinancingReceivableExcludingAccruedInterestReserve" abstract="false" name="FinancingReceivableExcludingAccruedInterestReserve" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amal_PropertyAssessedCleanEnergyAssessmentSecuritiesAbstract" abstract="true" name="PropertyAssessedCleanEnergyAssessmentSecuritiesAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="amal_MarketBasedRestrictedStockUnitsMember" abstract="true" name="MarketBasedRestrictedStockUnitsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="amal_PropertyAssessedCleanEnergyAssessmentSecuritiesResidentialMember" abstract="true" name="PropertyAssessedCleanEnergyAssessmentSecuritiesResidentialMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="amal_TimeDepositsCertificateOfDepositAccountRegistryService" abstract="false" name="TimeDepositsCertificateOfDepositAccountRegistryService" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amal_ProceedsFromRepaymentsOfSubordinatedDebt" abstract="false" name="ProceedsFromRepaymentsOfSubordinatedDebt" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amal_OfficeMaintenanceAndDepreciationNonproduction" abstract="false" name="OfficeMaintenanceAndDepreciationNonproduction" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amal_AccountingStandardsUpdateTaxImpactAbstract" abstract="true" name="AccountingStandardsUpdateTaxImpactAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="amal_TaxCreditInvestmentsFundedPortionOfCommitment" abstract="false" name="TaxCreditInvestmentsFundedPortionOfCommitment" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amal_CollateralizedTraditionalSecuritiesMember" abstract="true" name="CollateralizedTraditionalSecuritiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="amal_BankTermFundingProgramMember" abstract="true" name="BankTermFundingProgramMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="amal_DebtInstrumentRepurchaseAmountParValue" abstract="false" name="DebtInstrumentRepurchaseAmountParValue" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amal_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNumberOfAwardsAchievable" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNumberOfAwardsAchievable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="amal_FinancingReceivableWeightedAverageTermAddedToLoanMaturity" abstract="false" name="FinancingReceivableWeightedAverageTermAddedToLoanMaturity" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="amal_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterestTax" abstract="false" name="FinancingReceivableAllowanceForCreditLossExcludingAccruedInterestTax" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
</xs:schema>
